Professional insurance cover

Benefits

• Public liability

  Covering your business’ legal liability to a third party as a result of negligence. Includes cover for four shows and events per year in connection with the business.

  Up to £1 million
  Up to £5 million
  Excess £100 for each property claim

• Care, custody and control of animals - negligence cover

  Our professional insurance covers injury, illness, or loss of an animal whilst in the care of your business as a result of negligence on behalf of the business.

  Up to £30,000 for any one event

  Excess £50 each for every claim

• Loss or theft of keys

  Covering loss or theft of keys held in connection with the business and costs in replacing external door locks.

  Up to £10,000 in the period of professional insurance

  Excess nil

• Care, custody and control of animals - non-negligence cover

  Covering injury, illness, or loss of an animal whilst in the care of your business as a result of no negligence on behalf of part of the business.

  Up to £2,500 per animal

  Excess £50 each for every claim

• Employers liability

  Covering your legal liability to persons working or volunteering on behalf of your and your business.

  Up to £10 million

  Excess nil

• Professional indemnity

  Professional insurance covers your business against claims for loss or damage due to negligent advice, services, or breach of professional duty.

  Up to £500,000

  Excess nil unless claim arises out of the activity of microchipping, where an excess of £250 each for every claim will apply

• Personal accident

  Covering an individual if they are severely injured or die as a result of an accident whilst working.

  Up to £20,000

  Seven day waiting period

  Benefit table:

  Cover	Amount
  Death	£20,000
  Permanent blindness in one or both eyes	£20,000
  Loss of one or more limbs	£20,000
  Permanent total disablement	£20,000
  Temporary total disablement	£250 per week

• Money

  Covering your business money against loss or theft.

  Up to £5,000

  Excess £100 for each claim

• Business equipment

  Covering portable tools and business equipment including portable electronic equipment against accidental loss, destruction, or damage.

  Up to £10,000

  Excess £100 for each claim

• Business stock

  Covering stock in trade against accidental loss, destruction, or damage.

  Up to £10,000

  Excess £100 for each claim