Our range of exotics insurance cover levels

Benefits

  • Claimable period

    12 months

    We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

  • Veterinary fees

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to £5,000

    for 12 months from when the injury or illness started or until you reach your limit

  • Alternative or complementary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

    Up to £500

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Saying goodbye

    Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

    Up to £100

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

    Advertising

    Up to £150 per year

     

    Reward

    Up to £150 per year

  • Third party liability

    Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to £1,000,000

    per incident

  • Death from injury or illness

    Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

    Purchase price of your pet

  • Loss from theft, fire or weather perils

    Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

    Purchase price of your pet

Benefits

  • Claimable period

    12 months

    We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

  • Veterinary fees

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to £3,000

    for 12 months from when the injury or illness started or until you reach your limit

  • Alternative or complementary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

    Up to £400

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Saying goodbye

    Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

    Up to £100

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

    Advertising

    Up to £100 per year

     

    Reward

    Up to £100 per year

  • Third party liability

    Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to £1,000,000

    per incident

  • Death from injury or illness

    Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

    Purchase price of your pet

  • Loss from theft, fire or weather perils

    Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

    Purchase price of your pet

Benefits

  • Claimable period

    12 months

    We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

  • Veterinary fees

    Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

    Up to £1,000

    for 12 months from when the injury or illness started or until you reach your limit

  • Alternative or complementary treatment

    Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

    Up to £300

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Saying goodbye

    Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

    Up to £100

    (within veterinary fee limit)

    for each injury or illness for 12 months

  • Advertising and reward

    Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

    Advertising

    Up to £50 per year

     

    Reward

    Up to £50 per year

  • Third party liability

    Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

    Up to £1,000,000

    per incident

  • Death from injury or illness

    Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

    Purchase price of your pet

  • Loss from theft, fire or weather perils

    Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

    Purchase price of your pet

Our range of exotics insurance cover levels

Benefits

Premier

Plus

Value

Claimable period

12 months

We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

12 months

We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

12 months

We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed

Veterinary fees

Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.

Up to £5,000

for 12 months from when the injury or illness started or until you reach your limit

Up to £3,000

for 12 months from when the injury or illness started or until you reach your limit

Up to £1,000

for 12 months from when the injury or illness started or until you reach your limit

Alternative or complementary treatment

Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy when carried out for your pet during the policy year, to treat injury and illness.

Up to £500

(within veterinary fee limit)

for each injury or illness for 12 months

Up to £400

(within veterinary fee limit)

for each injury or illness for 12 months

Up to £300

(within veterinary fee limit)

for each injury or illness for 12 months

Saying goodbye

Cover for the cost of veterinary consultations/visits or prescribed medications needed to carry out the procedure of putting your pet to sleep and cremation or burial or disposal costs if your pet dies or is put to sleep by a vet.

Up to £100

(within veterinary fee limit)

for each injury or illness for 12 months

Up to £100

(within veterinary fee limit)

for each injury or illness for 12 months

Up to £100

(within veterinary fee limit)

for each injury or illness for 12 months

Advertising and reward

Cover for the cost of advertising, and the reward you have offered and paid to get your pet back, if your pet is stolen or goes missing during the policy year.

Advertising

Up to £150 per year

 

Reward

Up to £150 per year

Advertising

Up to £100 per year

 

Reward

Up to £100 per year

Advertising

Up to £50 per year

 

Reward

Up to £50 per year

Third party liability

Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.

Up to £1,000,000

per incident

Up to £1,000,000

per incident

Up to £1,000,000

per incident

Death from injury or illness

Cover for the price you paid for your pet if it either dies or has to be put to sleep by a Vet from an injury caused by an accident or illness.

Purchase price of your pet

Purchase price of your pet

Purchase price of your pet

Loss from theft, fire or weather perils

Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.

Purchase price of your pet

Purchase price of your pet

Purchase price of your pet

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Get a tortoise quote today

Our wide range of cover is for everyone. We offer choice, flexibility and optional extras to suit. Get a quote and see if you could save.

insurance-tortoise-uk-leopard-tort

Tortoise Insurance - Why Do You Need It?

Tortoise isn’t free to buy, and they aren’t zero-cost pets either. The average cost of owning a tortoise starts from as low as £100 but can increase up to £1000 if you choose more exotic tortoise breeds. It indicates that anything can happen to your tortoise if you aren’t careful, which can cause you thousands of pounds of long-term investment that you make in your pet tortoise.

However, having a tortoise insurance policy backing you up provides you with the right kind of help in case of emergencies where you need to choose immediate steps such as treatments and surgeries.

tortoise-insurance-uk

What is The Cost of Tortoise Insurance

Tortoise insurance costs differ for each provider and a bunch of other requirements that most tortoise owners do not realize. These extra criteria include the following:

Age 

The cost of insurance premiums increases as your tortoise gets older. It is directly because older tortoises have a higher chance of experiencing sickness and death in severe cases.

Breed

Your turtle’s breed is a major factor in your insurance costs. It is because some exotic breeds cost more in insurance than others. If you have a common tortoise breed, you will probably not have to pay an extensive amount.

Where You Buy

Similarly, another factor that your insurer considers is where you buy your tortoise from. It is because there are shops that provide quality pets only, whereas others may deal in lesser healthier tortoises, which increases tortoise insurance costs.

Different Breeds and Their Costs

The costs of tortoise breeds and their insurance differ. To help you understand, the following are approximate values of some of the common tortoise breeds in the UK.

  • Hermann’s tortoise – They can cost anywhere between £75 and £400 depending on the age.
  • Horsefield tortoise – They can cost up to £250, and the cheapest you can get them is around £35 when they are younger.
  • Leopard tortoise – They can cost anywhere between £90 and £250.
  • Spur thighed tortoise – They can cost between £80 and £250.
  • Indian star tortoise – For the younger tortoise it is around £180. If you are looking for an older one it will be around £1000.
  • Sulcata tortoise – There was a range of prices for this species. It is around £50 up to £425.

Exotic policy information

View the exotic pet insurance policy booklet for full terms and conditions.

Making a claim

We aim to process all claims as smoothly and quickly as possible so you can concentrate on what’s important – your exotic pet.