Open 7 days a week | Open until 8pm
Open 7 days a week | Open until 8pm
Whether you’ve got an active puppy, an obedient dog or a calmer older dog, we've got you covered with a range of policy options packed with added benefits to suit.
✓ Up to £12,000 vet fee cover.
✓ Quick and simple claims process.
✓ Feefo Platinum Trusted Service from our friendly UK team.
There are different types of dog insurances that you can choose from depending on your situation and the health condition of your dog.
The lifetime pet insurance for your dog stays active until you keep paying the premiums on time. These insurances usually last as long as the pet’s life and allow dog owners to have financial security. However, you may need to pay topped-up premiums each year in these cases.
Time-limited pet insurance covers health expenses for a fixed period, typically 12 months. This type of policy is ideal for pet owners seeking short-term cover for a specific condition. Once the set period expires, you will be responsible for any further costs.
The accident-only pet insurance provides financial support in cases where pets encounter an unseen sudden accident and require urgent medical assistance. This is the most beneficial and affordable pet insurance policy for dog owners who do not have enough financial stability to bear their dog’s treatment expenses all of the sudden.
This kind of insurance allows a pre-set amount that you spend on each injury and illness, with no time limit. This means you can list all the potential diseases your dog has and then claim these expenses according to the situation.
The insurance providers will mention the appropriate amount for insurance when you start paying its premiums.
Superior – the most comprehensive insurance cover we offer, with the lowest excess, giving you confidence that your dog will be looked after if illness or injury strikes.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£12,000 per year
100%
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
£2,000 per year contained within the vet fee’s limit
–
Up to £2,000 for the price you paid for your pet.
£2,000 per year
£1,000,000 per incident
Excess £250 for each property claim
£1,500 per year
£1,500 per year
£500 per year
£1,500 per year
Up to £2,000 for the price you paid for your pet.
Death from illness cover will not be offered for any standard dog breed over the age of 8 and any select breed over the age of 5.
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£9,000 per year
100%
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
£1,500 contained within the vet fee’s limit
–
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,500 for the price you paid for your pet.
£1,500 per year
£1,000,000 per incident
Excess £250 for each property claim
£1,250 per year
£1,250 per year
£400 per year
£1,250 per year
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other). Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breeds over the age of 8 and any select breed over the age of 5.
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£6,000 per year
100%
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
£1,000 per year contained within the Vet fee’s limit
–
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,500 for the price you paid for your pet.
£1,000 per year
£1,000,000 per incident
Excess £250 for each property claim
£1,000 per year
£1,000 per year
£300 per year
£1,000 per year
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other). Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breeds over the age of 8 and any select breed over the age of 5.
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£12,000 per year
£9,000 per year
£6,000 per year
100%
100%
100%
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies.
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies.
£90 for all breed types
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies and once a select dog breed reaches the age of 4 an additional 20% excess also applies. Once a standard dog breed reaches the age of 10 an additional 35% excess also applies and once a select dog breed reaches the age of 7 an additional 35% excess also applies.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
£2,000 per year contained within the vet fee’s limit
£1,500 contained within the vet fee’s limit
£1,000 per year contained within the Vet fee’s limit
–
–
–
Up to £2,000 for the price you paid for your pet.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,500 for the price you paid for your pet.
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,500 for the price you paid for your pet.
£2,000 per year
£1,500 per year
£1,000 per year
£1,000,000 per incident
Excess £250 for each property claim
£1,000,000 per incident
Excess £250 for each property claim
£1,000,000 per incident
Excess £250 for each property claim
£1,500 per year
£1,250 per year
£1,000 per year
£1,500 per year
£1,250 per year
£1,000 per year
£500 per year
£400 per year
£300 per year
£1,500 per year
£1,250 per year
£1,000 per year
Up to £2,000 for the price you paid for your pet.
Death from illness cover will not be offered for any standard dog breed over the age of 8 and any select breed over the age of 5.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other). Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breeds over the age of 8 and any select breed over the age of 5.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other). Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breeds over the age of 8 and any select breed over the age of 5.
–
–
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Mid-range – our most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your dog’s needs.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£12,000 per year
Choice of 90%, 80% or 70%.
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120.
For cruciate ligament repair: £5,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £5,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £500 per year
For skin conditions: £500 per year
For cancer: £5,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
–
£250 per year
–
–
£1,000,000 per incident for dogs only
Excess £250 for each property claim
£1,500 per year
–
–
–
–
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£9,000 per year
Choice of 90%, 80% or 70%.
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120.
For cruciate ligament repair: £3,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
–
£200 per year
–
–
£1,000,000 per incident for dogs only
Excess £250 for each property claim
£1,250 per year
–
–
–
–
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£6,000 per year
Choice of 90%, 80% or 70%.
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120.
For cruciate ligament repair: £2,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: 2,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
–
£150 per year
–
–
£1,000,000 per incident for dogs only
Excess £250 for each property claim
£1,000 per year
–
–
–
–
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£12,000 per year
£9,000 per year
£6,000 per year
Choice of 90%, 80% or 70%.
Choice of 90%, 80% or 70%.
Choice of 90%, 80% or 70%.
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120.
Choice of £0, £60 or £120.
Choice of £0, £60 or £120.
For cruciate ligament repair: £5,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £5,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £500 per year
For skin conditions: £500 per year
For cancer: £5,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
For cruciate ligament repair: £3,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
For cruciate ligament repair: £2,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: 2,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
–
–
–
£250 per year
£200 per year
£150 per year
–
–
–
–
–
–
£1,000,000 per incident for dogs only
Excess £250 for each property claim
£1,000,000 per incident for dogs only
Excess £250 for each property claim
£1,000,000 per incident for dogs only
Excess £250 for each property claim
£1,500 per year
£1,250 per year
£1,000 per year
–
–
–
–
–
–
–
–
–
–
–
–
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess
Optional Extra – Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for De-sexing; Microchipping; Worming; Behavioural therapy; Teeth cleaning; Alternative or complementary treatment; Prescription diets; or Dewclaw removal.
Up to £30 per year for Vaccinations or Health checks
Up to £10 per year for a Worm test or Blood screen
Up to £10 per year for FeLv, Fiv test or Urinalysis
Up to £45 per year for Flea or Tick control
No Excess
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Safety-net – accidents or illness can happen at any time, and our Catastrophe and Economy policies provide cover for your dog when emergency treatment is needed.
Time-limited
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
£4,000 for each injury and illness for 12 months
100%
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all dogs & cats (all breed types)
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
£1,000 for each injury and illness for 12 months, contained within the Vet fee’s limit
–
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,000 for the price you paid for your pet.
£1,000 per year
£1,000,000 per incident for dogs only
Excess £250 for each property claim
£1,000 per year
£1,000 per year
£300 per year
£1,000 per year
Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,000 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
–
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to pet’s under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£6,000 per year
100%
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £450 or £900
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies
For cruciate ligament repair: £3,000 per year
For luxating patella(s): £3,000 per year
For hip dysplasia: £3,000 per year
For osteochondritis dissecans or OCD: £3,000 per year
For vet consultations and visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For brachycephalic airway obstruction (BOAS): £4,000 per year
For paralysis tick: No inner limit
–
–
–
–
Optional extra
£1,000,000 per incident
Excess £250 for each property claim
–
–
–
–
–
–
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£3,000 per year
100%
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £450 or £900
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies
For cruciate ligament repair: £2,000 per year
For luxating patella(s): £2,000 per year
For hip dysplasia: £2,000 per year
For osteochondritis dissecans or OCD: £2,000 per year
For vet consultations and visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For brachycephalic airway obstruction (BOAS): £3,000 per year
For paralysis tick: No inner limit
–
–
–
–
Optional extra
£1,000,000 per incident
Excess £250 for each property claim
–
–
–
–
–
–
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Time-limited
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
£4,000 for each injury and illness for 12 months
£6,000 per year
£3,000 per year
100%
100%
100%
Excess for veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all dogs & cats (all breed types)
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies
Choice of £450 or £900
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies
Choice of £450 or £900
Once a standard dog breed reaches the age of 8 an additional 20% excess also applies & once a select dog breed reaches the age of 4 an additional 20% excess also applies Once a standard dog breed reaches the age of 10 an additional 35% excess also applies & once a select dog breed reaches the age of 7 an additional 35% excess also applies
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
For cruciate ligament repair: £3,000 per year
For luxating patella(s): £3,000 per year
For hip dysplasia: £3,000 per year
For osteochondritis dissecans or OCD: £3,000 per year
For vet consultations and visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For brachycephalic airway obstruction (BOAS): £4,000 per year
For paralysis tick: No inner limit
For cruciate ligament repair: £2,000 per year
For luxating patella(s): £2,000 per year
For hip dysplasia: £2,000 per year
For osteochondritis dissecans or OCD: £2,000 per year
For vet consultations and visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For brachycephalic airway obstruction (BOAS): £3,000 per year
For paralysis tick: No inner limit
£1,000 for each injury and illness for 12 months, contained within the Vet fee’s limit
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Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,000 for the price you paid for your pet.
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£1,000 per year
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£1,000,000 per incident for dogs only
Excess £250 for each property claim
Optional extra
£1,000,000 per incident
Excess £250 for each property claim
Optional extra
£1,000,000 per incident
Excess £250 for each property claim
£1,000 per year
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£1,000 per year
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£300 per year
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£1,000 per year
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Optional Extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other) – Up to £1,000 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
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For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Not offered to pet’s under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Not offered to dogs aged 8 or older or any pet under 8 weeks of age.
Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wording before making a decision to purchase the product.
Read the Target Market Determination (TMD) documents to ensure our policies fit your needs. These documents explain who the policy is for and how it should be used, so you don’t end up with cover that’s not right for you.
Policies bought on or after 1 January 2026:
Policies bought on or after 5 February 2025 – 31 December 2025:
Policies bought between 1 May 2024 – 4 February 2025:
Following are the most common benefits of dog insurance that you should know:
Dog insurance can cost a lot of money if you aren’t ready for it. It is fairly difficult for most dog owners to manage their finances coupled with dog medical expenses. This is because that some dog breeds like a Jack Russell may look strong but can develop health complications over time.
This means you will spend thousands of pounds on average to tend to your dog’s health issues in most cases. Dog insurance helps minimise these expenses and helps you provide better dog treatment without damaging your financial stability.
Dog owners can choose from a wide range of vets and treatments if they have financial security. You can even take your pet to the best veterinarian in town if your insurance policy allows it. In addition, you can choose between more expensive treatment options that you may leave out otherwise.
Seeing your pet dog sick can make you worry and take away your mental peace if you are attached to them. Things get worse when you do not have enough money to provide your pet with the right treatment. However, having the right professional dog insurance will help you meet these dog medical expenses without causing too much stress on your finances.
You can get your dog to the vet and treat it for whatever health issue it has, without worrying about the money.
However, if they suffer an illness or injury, it can also be both stressful and expensive.
This is where we can help.
To ensure we really understand and cater for you and your dog’s needs, our sole focus is pet insurance.
We aim to make the claim process smooth, quick, and easy, so you can concentrate on the health of your dog.
British Pet Insurance Services can provide the support you and your dog need, whether it is with your insurance cover, making a claim or just helpful advice along the way.
