Your new kitten vet check-list
A check-list of important things to talk to your vet about during routine vet visits
Read morePet Insurance for Cats
Whether you’ve got a young kitten, active cat or an older cat, we've got you covered with a range of cat insurance policy options packed with added benefits to suit.
✓ Choice, flexibility, and a range of optional extras.
✓ Up to £9,000 vet fee cover.
✓ Quick and simple claims process.
✓ No additional charges for paying monthly.
✓ Feefo Platinum Trusted Service from our friendly UK team.
Convert a trial policy
If you have a 4 weeks free trial policy, you can continue your cover today.
View our comprehensive range of plans
Our comprehensive range of cat insurance plans
have been tailored to suit all needs and budgets.
Insuring your cat has never been easier.
Superior – the most comprehensive insurance cover we offer, with the lowest excess, giving you confidence that your cat will be looked after if illness or injury strikes.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£9,000 per year
-
Percentage of veterinary fees covered
100%
-
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies. -
Condition inner limits
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
-
Alternative or complementary treatment
£2,000 per year contained within the vet fee’s limit
-
Saying goodbye
Not offered
-
Theft or straying
Up to £2,000 for the price you paid for your pet.
-
Advertising and reward
£2,000 per year
-
Boarding fees
£1,500 per year
-
Holiday cancellation
£1,500 per year
-
Emergency repatriation
£500 per year
-
Quarantine expenses and loss of documents
£1,500 per year
-
Death from injury or illness
Up to £2,000 for the price you paid for your pet. Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
-
Day to day care
Not offered
-
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£6,000 per year
-
Percentage of veterinary fees covered
100%
-
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies. -
Condition inner limits
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
-
Alternative or complementary treatment
£1,500 contained within the vet fee’s limit
-
Saying goodbye
Not offered
-
Theft or straying
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet. -
Advertising and reward
£1,500 per year
-
Boarding fees
£1,250 per year
-
Holiday cancellation
£1,250 per year
-
Emergency repatriation
£400 per year
-
Quarantine expenses and loss of documents
£1,250 per year
-
Death from injury or illness
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5. -
Day to day care
Not offered
-
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£5,000 per year
-
Percentage of veterinary fees covered
100%
-
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies. -
Condition inner limits
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
-
Alternative or complementary treatment
£1,000 per year contained within the vet fee’s limit
-
Saying goodbye
Not offered
-
Theft or straying
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet. -
Advertising and reward
£1,000 per year
-
Boarding fees
£1,000 per year
-
Holiday cancellation
£1,000 per year
-
Emergency repatriation
£300 per year
-
Quarantine expenses and loss of documents
£1,000 per year
-
Death from injury or illness
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5. -
Day to day care
Not offered
-
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Benefits
Superior
Mid-point
Entry
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Veterinary fees
£9,000 per year
£6,000 per year
£5,000 per year
Percentage of veterinary fees covered
100%
100%
100%
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies.
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies.
£90 for all cats (all breed types)
Once a standard cat breed reaches the age of 8 an additional 20% excess also applies. Once a standard cat breed reaches the age of 10 an additional 35% excess also applies.
Condition inner limits
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
No inner limit for: vet consultations and visits, cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, skin conditions, cancer, brachycephalic airway obstruction, (BOAS), paralysis tick.
Alternative or complementary treatment
£2,000 per year contained within the vet fee’s limit
£1,500 contained within the vet fee’s limit
£1,000 per year contained within the vet fee’s limit
Saying goodbye
Not offered
Not offered
Not offered
Theft or straying
Up to £2,000 for the price you paid for your pet.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
Advertising and reward
£2,000 per year
£1,500 per year
£1,000 per year
Boarding fees
£1,500 per year
£1,250 per year
£1,000 per year
Holiday cancellation
£1,500 per year
£1,250 per year
£1,000 per year
Emergency repatriation
£500 per year
£400 per year
£300 per year
Quarantine expenses and loss of documents
£1,500 per year
£1,250 per year
£1,000 per year
Death from injury or illness
Up to £2,000 for the price you paid for your pet. Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,500 for the price you paid for your pet.
Death from illness cover will not be offered for standard dog breed or cat over the age of 8 and any select breed over the age of 5.
Day to day care
Not offered
Not offered
Not offered
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate resections, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Mid-range – our most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your cat’s needs.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£9,000 per year
-
Percentage of veterinary fees covered
Choice of 90%, 80% or 70%
-
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120
-
Condition inner limits
For cruciate ligament repair: £5,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £5,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £500 per year
For skin conditions: £500 per year
For cancer: £5,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter -
Alternative or complementary treatment
Not offered
-
Saying goodbye
£250 per year
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Boarding fees
£1,500 per year
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess -
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£6,000 per year
-
Percentage of veterinary fees covered
Choice of 90%, 80% or 70%
-
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120
-
Condition inner limits
For cruciate ligament repair: £3,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter -
Alternative or complementary treatment
Not offered
-
Saying goodbye
£200 per year
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Boarding fees
£1,250 per year
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess -
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illness and injury, year after year. -
Veterinary fees
£5,000 per year
-
Percentage of veterinary fees covered
Choice of 90%, 80% or 70%
-
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120
-
Condition inner limits
For cruciate ligament repair: £2,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter -
Alternative or complementary treatment
Not offered
-
Saying goodbye
£150 per year
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Boarding fees
£1,000 per year
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess -
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Benefits
Key
Vital
Core
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illness and injury, year after year.
Veterinary fees
£9,000 per year
£6,000 per year
£5,000 per year
Percentage of veterinary fees covered
Choice of 90%, 80% or 70%
Choice of 90%, 80% or 70%
Choice of 90%, 80% or 70%
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £0, £60 or £120
Choice of £0, £60 or £120
Choice of £0, £60 or £120
Condition inner limits
For cruciate ligament repair: £5,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £5,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £500 per year
For skin conditions: £500 per year
For cancer: £5,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
For cruciate ligament repair: £3,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
For cruciate ligament repair: £2,000 per year
For luxating patella(s): No inner limit
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: No inner limit
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For Brachycephalic airway obstruction (BOAS): No inner limit
For paralysis tick: Up to £1,000 for the first occurrence and then up to £500 thereafter
Alternative or complementary treatment
Not offered
Not offered
Not offered
Saying goodbye
£250 per year
£200 per year
£150 per year
Theft or straying
Not offered
Not offered
Not offered
Advertising and reward
Not offered
Not offered
Not offered
Boarding fees
£1,500 per year
£1,250 per year
£1,000 per year
Holiday cancellation
Not offered
Not offered
Not offered
Emergency repatriation
Not offered
Not offered
Not offered
Quarantine expenses and loss of documents
Not offered
Not offered
Not offered
Death from injury or illness
Not offered
Not offered
Not offered
Day to day care
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess
Optional extra
Up to £50 per year for one of the below day to day cares your pet needs per year:
Up to £50 per year for de-sexing; microchipping; worming; behavioural therapy; teeth cleaning; alternative or complementary treatment; prescription diets; or dew claw removal.
Up to £30 per year for vaccinations or health checks.
Up to £10 per year for a worm test or blood screen.
Up to £10 per year for FeLv, Fiv test or urinalysis.
Up to £45 per year for flea or tick control.
No excess
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Safety-net – accidents or illness can happen at any time, and our Catastrophe and Economy policies provide cover for your cat when emergency treatment is needed.
Benefits
-
Claimable period
12 months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed. -
Veterinary fees
£4,000 for each injury and illness for 12 months
-
Percentage of veterinary fees covered
100%
-
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a cat reaches the age of 8 an additional 20% excess also applies.
Once a cat reaches the age of 10 an additional 35% excess also applies. -
Condition inner limits
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
-
Alternative or complementary treatment
£1,000 for each injury and illness for 12 months, contained within the vet fee’s limit
-
Saying goodbye
Not offered
-
Theft or straying
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,000 for the price you paid for your pet. -
Advertising and reward
£1,000 per year
-
Boarding fees
£1,000 per year
-
Holiday cancellation
£1,000 per year
-
Emergency repatriation
£300 per year
-
Quarantine expenses and loss of documents
£1,000 per year
-
Death from injury or illness
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,000 for the price you paid for your pet.
Death from illness cover will not be offered for standard cat breeds over the age of 8 and any select breed over the age of 5. -
Day to day care
Not offered
-
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to pet’s under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£6,000 a year
-
Percentage of veterinary fees covered
100%
-
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £450 or £900. Once a cat reaches the age of 8 an additional 20% excess also applies. Once a cat reaches the age of 10 an additional 35% excess also applies.
-
Condition inner limits
For cruciate ligament repair: £3,000 per year
For luxating patella(s): £3,000 per year
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: £3,000 per year
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): £4,000 per year
For paralysis tick: No inner limit -
Alternative or complementary treatment
Not offered
-
Saying goodbye
Not offered
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Boarding fees
Not offered
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Not offered
-
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Benefits
-
Claimable period
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year. -
Veterinary fees
£3,000 per year
-
Percentage of veterinary fees covered
100%
-
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
Choice of £450 or £900. Once a cat reaches the age of 8 an additional 20% excess also applies. Once a cat reaches the age of 10 an additional 35% excess also applies.
-
Condition inner limits
For cruciate ligament repair: £2,000 per year
For luxating patella(s): £2,000 per year
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: £2,000 per year
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For Brachycephalic airway obstruction (BOAS): £3,000 per year
For paralysis tick: No inner limit -
Alternative or complementary treatment
Not offered
-
Saying goodbye
Not offered
-
Theft or straying
Not offered
-
Advertising and reward
Not offered
-
Boarding fees
Not offered
-
Holiday cancellation
Not offered
-
Emergency repatriation
Not offered
-
Quarantine expenses and loss of documents
Not offered
-
Death from injury or illness
Not offered
-
Day to day care
Not offered
-
Waiting period
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year) -
Age restrictions
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Benefits
Economy
Catastrophe 2
Catastrophe 1
Claimable period
12 months
We will provide cover for each injury and illness for 12 months, starting from the date the injury happened or the clinical signs of the illness were first noticed.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Lifetime
We will provide ongoing cover for illnesses and injuries, year after year.
Veterinary fees
£4,000 for each injury and illness for 12 months
£6,000 a year
£3,000 per year
Percentage of veterinary fees covered
100%
100%
100%
Excess
Veterinary fees, alternative or complementary treatment, saying goodbye, theft or straying, advertising & reward, boarding fees, holiday cancellation, emergency cancellation, emergency repatriation, quarantine expenses & loss of documents
£90 for all cats (all breed types)
Once a cat reaches the age of 8 an additional 20% excess also applies.
Once a cat reaches the age of 10 an additional 35% excess also applies.
Choice of £450 or £900. Once a cat reaches the age of 8 an additional 20% excess also applies. Once a cat reaches the age of 10 an additional 35% excess also applies.
Choice of £450 or £900. Once a cat reaches the age of 8 an additional 20% excess also applies. Once a cat reaches the age of 10 an additional 35% excess also applies.
Condition inner limits
No inner limit for: cruciate ligament repair, luxating patella(s), hip dysplasia, osteochondritis dissecans or OCD, vet consultations and visits, skin conditions, cancer, brachycephalic airway obstruction (BOAS) or paralysis tick.
For cruciate ligament repair: £3,000 per year
For luxating patella(s): £3,000 per year
For hip dysplasia: £3,000 per year
For Osteochondritis Dissecans or OCD: £3,000 per year
For vet consultations & visits: £400 per year
For skin conditions: £400 per year
For cancer: £3,000 per year
For Brachycephalic airway obstruction (BOAS): £4,000 per year
For paralysis tick: No inner limit
For cruciate ligament repair: £2,000 per year
For luxating patella(s): £2,000 per year
For hip dysplasia: £2,000 per year
For Osteochondritis Dissecans or OCD: £2,000 per year
For vet consultations & visits: £300 per year
For skin conditions: £300 per year
For cancer: £2,000 per year
For Brachycephalic airway obstruction (BOAS): £3,000 per year
For paralysis tick: No inner limit
Alternative or complementary treatment
£1,000 for each injury and illness for 12 months, contained within the vet fee’s limit
Not offered
Not offered
Saying goodbye
Not offered
Not offered
Not offered
Theft or straying
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other).
Up to £1,000 for the price you paid for your pet.
Not offered
Not offered
Advertising and reward
£1,000 per year
Not offered
Not offered
Boarding fees
£1,000 per year
Not offered
Not offered
Holiday cancellation
£1,000 per year
Not offered
Not offered
Emergency repatriation
£300 per year
Not offered
Not offered
Quarantine expenses and loss of documents
£1,000 per year
Not offered
Not offered
Death from injury or illness
Optional extra (but have to have both death and theft or straying optional extra’s together, cannot add one without the other)
Up to £1,000 for the price you paid for your pet.
Death from illness cover will not be offered for standard cat breeds over the age of 8 and any select breed over the age of 5.
Not offered
Not offered
Day to day care
Not offered
Not offered
Not offered
Waiting period
For an illness: 14 days
For an injury: none
For cruciate ligament disease: 14 days
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
For an illness: 28 days
For an injury: none
For cruciate ligament disease: 180 days (6 months)
For brachycephalic airway obstruction (BOAS): 365 days (1 year)
For nasal fold, skin fold, stenotic nares and soft palate restrictions, enlarged tongue (macroglossia), everted laryngeal saccules, gastrointestinal tract: 365 days (1 year)
Age restrictions
Not offered to pet’s under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Not offered to cats aged 10 or over or any pet under 8 weeks of age.
Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wording before making a decision to purchase the product.
Cat insurance policy information
View the cat insurance PW (Policy Wording) and IPID (Insurance Product Information Document) for full terms and conditions.
For more information, please see our FAQs.
Grey british shorthair cat with golden eyes lying down
Owning a cat can be a fun and rewarding experience
However, if they suffer an illness or injury, it can also be both stressful and expensive.
This is where we can help.
To ensure we really understand and cater for you and your cat’s needs, our sole focus is pet insurance.
We aim to make the claim process smooth, quick, and easy, so you can concentrate on the health of your cat.
British Pet Insurance Services can provide the support you and your cat need, whether it is with your insurance cover, making a claim or just helpful advice along the way.
cat-insurance-bpi
Benefits of Policy for Your Cat
Following are some of the best benefits of buying cat insurance for your pet.
Allows You to Pick a Vet
You need to take your pet cat to the vet several times in a year for illness and routine checkups. This not only means that you will spend extra money on your cat’s treatment but can also leave you at the hands of whatever treatment the vet provides to your pet.
However, having health insurance for your cat allows you to have the financial stability to choose any vet you want. You can determine your coverage plan and the kind of vet you can afford.
Delivers Peace of Mind
Having a sick cat is a huge responsibility and something that can impact your mental well-being if you are attached to your pet. Things get worse when you cannot cater to your cat’s treatment properly and need to keep trying alternatives.
However, having pet health insurance allows peace of mind because you know that you are financially covered and can make up for any medical expense that you needs to bear to treat your pet.
Provides Breed Specific Coverage
There are various cat breeds that you could keep as pets, but each of these cats has immunity, health, and overall well-being. There are some cat breeds like the Persian or sphinx cat that has a reputation for poor health.
This means that you will be dealing with tons of health issues for your pet. Breed-specific coverage helps you get extra coverage for lower premiums, providing you with a better overall deal.
Helps Manage Budget Better
Having a pet with health issues means that you will need to compromise on your monthly budget to care for your pet. However, not all cat owners have the means to cater to these extra medical expenses.
Therefore, having proper cat insurance coverage will help you get the best possible treatment for the pet without worrying about your wallet. Just make sure that your present your situation well and most professional pet insurance companies have good coverage plans for cat owners. You can also avoid using your emergency fund to meet your pet’s treatment expenses this way.
Trusted by owners that love their cats as much as you do
persian-cat-insurance-uk
Types of Coverage for my Cat or Kitten
Following are some of the most common cat insurances that you choose from when you want to buy health insurance for your pet.
Lifetime Coverage
The lifetime coverage for cats covers its medical expenses during its lifetime. However, the original premium amount gets topped up every year in this kind of coverage.
Per Condition Cover or Maximum Benefit Policies
This kind of coverage differs according to the number of conditions your cat has. There is a separate monetary limit to each disease and you can keep claiming for each condition as long as the policy is valid.
12-month time-limited policies
These policies have a monetary limit to the kind of disease your cat has depending on what kind of disease claim you make first. This limit is usually 12 months from the first treatment of the diagnosed disease, but may also differ from cat to cat.
Accident Only Coverage
The accident-only coverage provides financial assistance for sudden accidents that your cat may experience. These are one of the cheapest cat insurance options you can choose.